Competitive company finance created uncomplicated with Capitalflow

Next its acquisition by Dutch-primarily based bunq, Capitalflow is set to go on its progress in the Irish industry with entry to bank liquidity.

Capitalflow has emerged above the past selection of years as one of the essential resources of SME finance for Irish business entrepreneurs and residence traders and is now a current market leader in supplying options for across  Asset & Products Finance, Professional House Finance, and Invoice Finance. 

Founded in 2015 and led by CEO, Ronan Horgan, Capitalflow features aggressive small business finance by a team of really seasoned lenders who have a deep understanding of their customers’ needs across a lot of sectors like Building, Transportation, Retail, Hospitality, Providers, Production, Agri and Commercial Property Investment.  

Capitalflow offers nationwide coverage via its romance supervisors, brokers and partners and has found a substantive expansion of above 50% in its workforce, about the  very last 18 months. 

Stephen Byrne, newly appointed Chief Commercial Officer says, “2022 was a quite powerful 12 months for our organization and our prospects.  We have supported extra new consumers through 2022 than at any time before top, to a advancement of 60% in new small business lending.  Against a backdrop of inflationary pressures and headwinds in the sector, we continuing to guidance our shoppers with accessibility to essential finance to aid them obtain their ambitions.” [SB1] 

Persons-Initially Technique

Capitalflow has built its status in the market by becoming an effortless organisation to deal with.  “We place people today initially in our organisation – be it our colleagues or our shoppers.  This is the name that we have constructed our organization on – featuring a individual services, supported by electronic instruments and quick decisioning.” says Byrne.  “The target for us is to deliver funding instantly to our  growing purchaser foundation efficiently – creating finance basic, and placing the demands of its prospects to start with so that they can accomplish their business enterprise targets.”

In July 2021, Capitalflow was obtained by Dutch based bunq, a absolutely licenced European Financial institution giving a electronic banking provider to people and small business enterprise. The bunq acquisition was a vital moment for Capitalflow, enabling it to go on scaling in the Irish current market with the benefit of the bank’s obtain to reduce-charge liquidity. 

Byrne says, “With bunq, Capitalflow carries on to scale by providing aggressive business enterprise finance at a time when many other current market lenders are possibly exiting the industry or having difficulties with the greater funding fees pushed by latest inflationary pressures.” 

Capitalflow supports SMEs with the broadest selection of Asset Finance covering plant, fleet, to expert equipment and equipment. 

The enterprise gives Industrial Property Finance for trading businesses and experienced property investors and in 2022 financed a lot of thrilling bargains across trading businesses and investments. Their Bill Finance crew addresses operating capital /cashflow requires for SMEs through Invoice Finance and Cashflow Loans.  

Final year, the workforce added Eco-friendly Organization Finance to their item suite, supported by the Federal government backed Vitality Efficiency Financial loan Scheme provided by way of the SBCI.  Capitalflow is featuring lessen charge Environmentally friendly company loans and asset finance enabling SMEs cut down energy charges and initiate a critical journey toward reduced carbon emissions. 


The workforce also introduced their Partnership Programme very last 12 months, placing apart €200m in funding, developed to generate greater chance for Capitalflow’s Associates – dealers, suppliers, business introducers – to assist them develop their enterprises and assist their shopper bases, by building fast straightforward finance quickly available to them by means of our dedicated on the web companion portal.

Stephen Byrne, newly appointed Chief Industrial Officer

Byrne suggests, “If you are an SME or Sole trader or a provider of assets and seeking to navigate funding solutions – just call us – or go to our web page – we’d be delighted to discuss to you.”

Regardless of recent uncertainty in the economic climate and larger inflation, Capitalflow continues to development with formidable programs for 2023 and beyond doing work in partnership with its prospects.

Get hold of Us

Stephen Byrne

Cell phone 086 625 9000

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